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NDA1VNordea Bank Abp

📅 2026-04-03🇫🇮 OMXHfinancials
15.14 EUR
52 viikon vaihteluväli
9.66 €
17.11 €

AI-konsensus

Mallin arvio
17.01 €
Sis. 30 % analyytikkoankkurointi
Ero
+12.3%
Yksimielisyys
0.965/5 mallia
Hajonta
σ 0.02
Analyytikkokonsensus
17.03 €(9 analyytikkoa)
AI-yhteenveto
5 viidestä AI-mallia on positiivisia NDA1V. Avaintekijä: Efficiency gains are anticipated from the implementation of AI and planned jo... AI-konsensusarvio 17.01 12.3% yli nykyhinnan. Mallien yksimielisyys on korkea (0.96). Analyytikkokonsensus: 17.03 (AI -0.1%).
gptclaudegeminideepseekgrokNDA1VNordea Bank…15.1spot17.0analysts14.915.516.116.717.317.9
Pessimistinen (min)
16.82 €
11.1%
Perus (mediaani)
17.01 €
+12.3%
Optimistinen (max)
17.80 €
17.5%

Arvion kehitys AI-mallien arviot ja osakkeen hinta ajan yli

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Mikä muuttui tänään

Konsensusarvio:17.01→17.01(+0.0%)
CAGR
-1.7pp(1 ↓)
stable×2no assumption changestable outlook
Mallien erittely
GEMINI
Est.
17.57
Ero
+16.0%
Conf
0.80
DCF 17.80 → Kal. 17.57
Avaintekijät
  • Efficiency gains are anticipated from the implementation of AI and planned jo…
  • Potential strategic expansion through Danish pension deals could contribute t…
  • Diversified banking operations across the stable Nordic region provide a resi…
Suurin riski
  • Execution risk associated with restructuring and AI integration could impact expected c…
  • A potential economic slowdown in the Nordic region could reduce loan demand, increase c…
  • Regulatory changes in the financial sector could impose new compliance costs and capita…
Muutos
Adjusted revenue growth forecast downwards to reflect recent negative analyst estimates for near-term revenue, while …
CAGR
-1.7pp
assumptions adjustedrevenue growth revised
GROK
Est.
17.33
Ero
+14.4%
Conf
0.75
DCF 17.45 → Kal. 17.33
Avaintekijät
  • Historical revenue CAGR of 6.6% moderated to 4.5% to account for near-term an…
  • Trailing ROE of 14.8% supports a target ROE of 14.5%, reflecting sustained pr…
  • Efficiency initiatives, including AI-driven job cuts (up to 1,500), expected …
Suurin riski
  • Near-term revenue contraction risk as indicated by analyst 1Y estimate of -3.9%.
  • Restructuring costs ($219M) and planned job cuts may impact short-term operational stab…
  • Interest rate volatility in key markets could affect net interest margins, a core reven…
Muutos
Assumptions remain consistent with yesterday's model run, as no significant new data or developments have emerged to …
Ei muutosta
stable assumptionsno update
GPT
Est.
17.01
Ero
+12.3%
Conf
0.80
Avaintekijät
  • Strong presence in Nordic markets
  • Potential for margin improvement through efficiency initiatives
  • Focus on digital banking solutions and AI integration
Suurin riski
  • Economic downturn affecting lending and growth
  • Regulatory changes in financial services
  • Competition from fintech and non-traditional banks
Muutos
Assumptions remain stable with no significant changes since yesterday.
Ei edellistä dataa
stableno changes
DEEPSEEK
Est.
16.93
Ero
+11.8%
Conf
0.65
DCF 16.89 → Kal. 16.93
Avaintekijät
  • Historical revenue CAGR of 6.6% (2022-2025) provides a strong base, but near-…
  • Restructuring and AI-driven efficiency push (up to 1,500 job cuts) expected t…
  • Low beta (0.54) indicates lower systematic risk, partially offsetting typical…
Suurin riski
  • Near-term revenue growth is negative per analyst consensus (-3.9%), posing a challenge …
  • Restructuring costs ($219M) will impact short-term profitability.
  • Net debt is substantial (€165B), reflecting banking business model and interest rate se…
Muutos
Assumptions held stable; no new primary data from allowed sources to warrant a change.
Ei muutosta
stable
CLAUDE
Est.
16.88
Ero
+11.5%
Conf
0.72
DCF 16.82 → Kal. 16.88
Avaintekijät
  • Historical net revenue CAGR of ~6.6% (2022-2025) was driven by Nordic interes…
  • AI-driven efficiency programme targeting up to 1,500 job cuts and EUR ~200M r…
  • Trailing ROE of 14.8% is above Nordic peer average; sustainable ROE target of…
Suurin riski
  • Nordic interest rate normalisation: ECB and Riksbank rate cuts could compress net inter…
  • Analyst 1-year revenue growth estimate of -3.9% signals near-term headwinds; if rate cu…
  • Restructuring execution risk: EUR ~200M charge and 1,500 job cuts may face delays or co…
Muutos
All four core valuation assumptions are unchanged from yesterday's model; the underlying financial data, analyst cons…
Ei muutosta
no assumption changestable outlookconfidence unchanged

Arvostusoletukset

CLAUDEDEEPSEEKGEMINIGPTGROK
Liikevaihdon CAGR 5V2.0%2.0%1.8%
-1.7pp
5.0%4.5%
ROE-tavoite14.5%14.0%14.8%14.1%14.5%
WACC10.5%11.5%10.0%11.0%10.5%
Terminaalikasvu2.0%2.0%2.0%2.0%2.0%

Tunnusluvut

EBIT-marginaali–%
EBITDA-marginaali–%
ROE14.8%
Nettovelka / EBITDA–x
P/E10.7x
EV / EBITDA–x
P/B1.6x
Analyytikkojen vaihteluväli– – –

Viimeisimmät uutiset

Assessing Nordea Bank Abp (HLSE:NDA FI) Valuation After Mixed Short And Long Term Share Returns2026-04-01
Nordea Weighs Danish Pension Deals As Board Refresh Shifts Risk Focus2026-03-28
Nordea flags up to 1,500 job cuts as AI drives efficiency push2026-03-17
Nordea to Book $219 Million Restructuring Costs, Plans Job Cuts2026-03-17
Tilaa sähköpostiuutisetIlmainen · Ei roskapostia · Peruuta milloin vain · Tietosuoja
AI Investor Barometer · 2026-04-03
Kaikki sisältö on tekoälymallien tuottamaa ja voi sisältää virheitä. Tämä on kokeellinen työkalu — ei sijoitusneuvontaa, -tutkimusta eikä -suositusta. Käyttöehdot · Tietosuoja