← Back to dashboard

AI model estimates for
Apple Inc. vs spot price

2026-08-28🇺🇸 S&Ptechnology
314.58 USD
previous close — not live
52-Week Range
$225.95
$344.57

As of 2026-08-28, 5 AI models estimate AAPL median target $170.82 (-45.7% vs spot $314.58, model agreement 0.82). Analyst consensus $324.45 (39 analysts). Experimental comparison — not investment advice.

AI Consensus

Model estimate
$170.82
Pure model estimate — no analyst blending
Gap
-45.7%
Agreement
0.825/5 models
Raw 0.82
Dispersion
σ 7.1%
Analyst consensus
$324.45(39 analysts)
Calibrated blend (research)
$216.91
AI Summary
5 of 5 AI models are negative on AAPL. Key concern: Increasing global regulatory and antitrust scrutiny, particularly targeting A... AI consensus estimate 170.82 45.7% below the current price. Model agreement is high (0.82). Analyst consensus: 324.45 (AI -47.4%).
gptclaudegeminideepseekgrokAAPLApple Inc.314.6spot324.5analysts133175218260303345
Bear Case (min)
$153.23
-51.3%
Base Case (median)
$170.82
-45.7%
Bull Case (max)
$183.82
-41.6%
Bear/Base/Bull: pure model range (12-month values)

Estimate History AI model estimates and spot price over time

Loading...

What Changed Today

Consensus Est.:170.82170.82(+0.0%)
CAGR
+0.5pp(1 ↑)
MARG
+0.5pp(1 ↑)
stable×3no-changestable-assumptions

What Changed (7 days)

Between 2026-08-21 and 2026-08-28, the 5-model AI consensus estimate for AAPL moved from $182.12 to $170.82 (-6.2%); median WACC 10.0% → 9.9% (-0.10 pp); median terminal growth 2.0% → 2.0% (+0.00 pp); model dispersion σ 10.7% → 7.1%. Experimental model estimates — not investment advice.

Metric7d ago (2026-08-21)Now (2026-08-28)Change
AI consensus estimate$182.12$170.82-6.2%
Median WACC10.00%9.90%-0.10 pp
Median terminal growth2.00%2.00%+0.00 pp
Median revenue CAGR (5y)8.0%8.0%+0.00 pp
Median EBIT margin target30.0%30.0%+0.00 pp
Model dispersion σ10.7%7.1%-3.55 pp

Model Breakdown

GEMINI
Est.
183.82
Gap
-41.6%
Conf
0.85
DCF 183.82Cal. 226.01
Key Drivers
  • Expansion of the high-margin Services segment, including App Store, iCloud, a…
  • Integration of Apple Intelligence features across the hardware lineup, potent…
  • Strong ecosystem stickiness and high customer retention rates supporting cons…
Top Risk
  • Increasing global regulatory and antitrust scrutiny, particularly targeting App Store f…
  • Geopolitical and supply chain concentration risks, especially regarding manufacturing i…
  • Potential rise in component costs, such as memory and display panels, which could press…
Delta
Assumptions remain unchanged from yesterday as Apple's core financial outlook, driven by Services segment expansion a…
No change
stableno change
CLAUDE
Est.
173.28
Gap
-44.9%
Conf
0.73
DCF 173.28Cal. 218.63
Key Drivers
  • Services segment (App Store, Apple Music, Apple TV+, iCloud, advertising) con…
  • Analyst consensus projects 16.4% revenue growth in the next 12 months and 28.…
  • Apple Intelligence (on-device AI) represents a meaningful catalyst for iPhone…
Top Risk
  • Historical revenue CAGR of only 1.8% (2022-2025) reflects genuine maturation of the iPh…
  • Regulatory pressure across EU, US, and other jurisdictions on App Store practices could…
  • Geopolitical risk: significant manufacturing concentration in China and China revenue e…
Delta
Assumptions are unchanged from the prior day model. All four core inputs (revenue_cagr_5y 8%, ebit_margin_target 30%,…
No change
no-changestable-assumptionsday-over-day-consistent
DEEPSEEK
Est.
170.82
Gap
-45.7%
Conf
0.70
DCF 170.82Cal. 216.91
Key Drivers
  • Historical 3-year revenue CAGR was only ~1.8%, but current TTM revenue (~$466…
  • Trailing EBIT margin is ~28.5%; continued services mix shift, operating lever…
  • Beta of ~1.09, a 4.5% risk-free rate, and a 5.0% equity risk premium imply a …
Top Risk
  • iPhone revenue concentration and lengthening replacement cycles could limit device-led …
  • Regulatory and antitrust actions, including App Store fee/commission changes, may press…
  • Memory chip/component cost inflation and AI infrastructure spending could compress hard…
Delta
No material change in valuation assumptions relative to yesterday; current data remain broadly consistent with 8% rev…
No change
stableno change
GPT
Est.
153.45
Gap
-51.2%
Conf
0.58
DCF 153.45Cal. 204.75
Key Drivers
  • Trailing EBIT margin is already strong at 28.5%, so the steady-state target o…
  • Historical revenue CAGR is low at 1.8%, but Apple’s installed base, services …
  • Beta of 1.086 and the provided macro context imply a CAPM cost of equity near…
Top Risk
  • Hardware demand can remain cyclical and tied to replacement cycles, especially for iPho…
  • Services growth may face platform, regulatory, or commission pressure over time.
  • High absolute valuation multiples leave limited room for execution misses.
Delta
Assumptions are broadly unchanged. Revenue growth is nudged slightly higher to reflect the recent product-cycle and A…
CAGR
+0.5pp
MARG
+0.5pp
fresh baselineappletechnology
GROK
Est.
153.23
Gap
-51.3%
Conf
0.65
DCF 153.23Cal. 204.59
Key Drivers
  • Services and recurring revenue mix driving margin expansion
  • Historical revenue CAGR of 1.8% with forward 1y growth estimate 16.4%
  • Trailing EBIT margin 28.5% with scale efficiencies in hardware and software
Top Risk
  • Regulatory pressure on App Store commissions in EU
  • Hardware cyclicality and China exposure
  • Competition in AI and wearables from peers
Delta
Assumptions held steady vs prior day model; minor downward revision to 5y revenue CAGR to reflect maturing hardware b…
No change
stablegrowth anchor

Valuation Assumptions

CLAUDEDEEPSEEKGEMINIGPTGROK
Revenue CAGR 5Y8.0%8.0%8.0%6.0%
+0.5pp
6.0%
EBIT Margin Target30.0%30.0%30.0%31.0%
+0.5pp
30.0%
WACC9.9%10.0%9.5%10.0%9.8%
Terminal Growth3.0%2.0%2.5%2.0%2.0%

What Would Need to Be True?

AssumptionAI ConsensusMarket Price Implies
Revenue CAGR (5y)8.0%18.9%+10.9pp
WACC9.9%6.2%-3.7pp
Based on spot price $314.58 and raw DCF model (before caps and calibration).

Fundamentals

EBIT Margin28.5%
EBITDA Margin36.0%
ROE174.9%
Net Debt / EBITDA0.1x
P/E Trailing35.6x
EV / EBITDA27.5x
P/B42.7x
Analyst Range215.00400.00
Apple Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide. The company offers iPhone, a line of smartphones; Mac, a line of personal computers; iPad, a line of multi-purpose tablets; and wearables, home, and accessories comprising AirPods, Apple Vision Pro, Apple TV, Apple Watch, Beats products, and HomePod, as well as Apple branded and third-party accessories. It also provides AppleCare support and cloud services; and operates various platforms, including the App Store that allows customers to discover and download applications and digital content, such as books, music, video, games, and podcasts, as well as advertising services include third-party licensing arrangements and its own advertising platforms. In addition, the company offers various subscription-based services, such as Apple Arcade, a game subscription service; Apple Fitness+, a personalized fitness service; Apple Music, which offers users a curated listening experience with on-demand radio stations; Apple News+, a subscription news and magazine service; Apple TV, which offers original content and live sports; Apple Card, a co-branded credit card; and A
Source: Yahoo Finance

Recent News

Tim Cook's biggest hits and misses as Apple CEO2026-08-28
Why Nvidia spooked Apple investors... again2026-08-27
Dividends could be the next big Nvidia stock catalyst, just like they were for Apple2026-08-27
Will Nvidia or Apple Have The Bigger Market Cap By The End of Q3?2026-08-28

More in technology

GOOGL · Alphabet Inc.META · Meta Platforms Inc.MSFT · Microsoft CorporationNVDA · NVIDIA CorporationTSLA · Tesla Inc.NOKIA · Nokia Oyj
Subscribe to Email UpdatesFree · No spam · Unsubscribe anytime · Privacy Policy
AI Investor Barometer · 2026-08-28
All content is generated by AI models and may contain errors. This is an experimental tool — not investment advice, research, or recommendation. About · Methodology · Terms of Use · Privacy Policy