As of 2026-10-16, 5 AI models estimate JPM median target $302.76 (-9.8% vs spot $335.53, model agreement 0.82). Analyst consensus $372.57 (23 analysts). Experimental comparison — not investment advice.
AI Consensus
Model estimate
$302.76
Pure model estimate — no analyst blending
Gap
-9.8%
Agreement
0.825/5 models
Raw 0.82
Dispersion
σ 7.5%
Analyst consensus
$372.57(23 analysts)
Calibrated blend (research)
$323.70
AI Summary
5 of 5 AI models are negative on JPM.
Estimate History AI model estimates and spot price over time
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What Changed Today
Consensus Est.:302.76→302.76(+0.0%)
CAGR+0.5pp(1 ↑)
ROE+1.0pp(1 ↑)
no-changeassumptions-stablewacc-capm
What Changed (7 days)
Between 2026-10-09 and 2026-10-16, the 5-model AI consensus estimate for JPM moved from $301.12 to $302.76 (+0.5%); median WACC 9.5% → 9.5% (+0.00 pp); median terminal growth 2.0% → 2.0% (+0.00 pp); model dispersion σ 7.5% → 7.5%. Experimental model estimates — not investment advice.
Unrivaled market position across Consumer & Community Banking, Commercial & I…
Sustained net interest income powered by market-leading deposit franchise and…
Strategic capital positioning supporting continuous dividend growth, share re…
Top Risk
Normalization of credit costs and potential increase in non-performing loans within cre…
Monetary policy shifts and potential interest rate cuts compressing net interest margin…
Regulatory capital rule changes including Basel III Endgame requirements impacting capi…
Delta
Maintained baseline parameters reflecting strong operating performance, durable trailing ROE of 17.8%, and discipline…
Valuation Assumptions
CLAUDE
DEEPSEEK
GEMINI
GPT
GROK
Revenue CAGR 5Y
5.5%
4.5%
6.0%
5.0%
+0.5pp
6.0%
ROE Target
16.0%
17.0%
17.0%
16.0%
15.0%
WACC
9.4%
9.5%
9.5%
10.0%
9.5%
Terminal Growth
2.5%
2.0%
2.0%
2.0%
2.0%
Fundamentals
EBIT Margin–%
EBITDA Margin–%
ROE17.8%
Net Debt / EBITDA–x
P/E Trailing13.8x
EV / EBITDA–x
P/B2.5x
Analyst Range312.00 – 425.00
JPMorgan Chase & Co. operates as a bank and financial holding company in the United States, rest of North America, Europe, the Middle East, Africa, the Asia Pacific, Latin America, and the Caribbean. It operates in three segments: Consumer & Community Banking, Commercial & Investment Bank, and Asset & Wealth Management. The company offers deposit, investment and lending products, and cash management; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit cards, payment solutions, travel services, merchant offers, lifestyle benefits, auto loans, and leases to consumers and small businesses through bank branches, ATMs, and digital and telephone banking. It also provides investment banking, market-making, financing, custody, and securities products and services; corporate strategy and structure advisory, equity and debt market capital-raising, and loan origination and syndication services; cash and derivative instruments, risk management solutions, prime brokerage, clearing, and research; and fund services, liquidity and trading services, and data solutions products for large corporations, financial institutions, merchants, start-ups, sm
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AI Investor Barometer · 2026-10-16
All content is generated by AI models and may contain errors. This is an experimental tool — not investment advice, research, or recommendation. About · Methodology · Terms of Use · Privacy Policy
Key concern: Normalization of credit costs and potential increase in non-performing loans ...
AI consensus estimate 302.76 9.8% below the current price.
Model agreement is high (0.82).
Analyst consensus: 372.57 (AI -18.7%).
Bear Case (min)
$268.06
-20.1%
Base Case (median)
$302.76
-9.8%
Bull Case (max)
$335.20
-0.1%
Bear/Base/Bull: pure model range (12-month values)