← Back to dashboard

AI model estimates for
Nordea Bank Abp vs spot price

2026-05-22🇫🇮 OMXHfinancials
16.25 EUR
52-Week Range
11.96 €
17.11 €

5 AI models estimate NDA1V median target 16.66 € (+2.5% vs spot 16.25 €, model agreement 0.95). Analyst consensus 17.03 € (9 analysts). Experimental comparison — not investment advice.

AI Consensus

Model estimate
16.66 €
Incl. 30% analyst anchoring
Gap
+2.5%
Agreement
0.955/5 models
Raw 0.93
Dispersion
σ 0.02
Analyst consensus
17.03 €(9 analysts)
AI Summary
4 of 5 AI models are positive on NDA1V. Key driver: Efficiency-led model expected to maintain profitability. AI consensus estimate 16.66 2.5% above the current price. Model agreement is high (0.95). Analyst consensus: 17.03 (AI -2.2%).
gptclaudegeminideepseekgrokNDA1VNordea Bank…16.3spot17.0analysts15.816.116.416.616.917.2
Bear Case (min)
15.49 €
-4.7%
Base Case (median)
16.66 €
+2.5%
Bull Case (max)
16.50 €
1.6%

Estimate History AI model estimates and spot price over time

Loading...

What Changed Today

Consensus Est.:16.66→16.66(+0.0%)
CAGR
-0.5pp(1 ↓)
ROE
-1.0pp(1 ↓)
WACC
+0.5pp(1 ↑)
no-changestable-assumptionsregulatory-risk-monitored

Model Breakdown

DEEPSEEK →
Est.
16.66
Gap
+2.5%
Conf
0.55
DCF 16.50 → Cal. 16.66
Key Drivers
  • Nordea's efficiency-led model and cost discipline support stable margins
  • Strong corporate lending and asset management growth offset net interest inco…
  • Capital returns and shareholder value focus confirmed at AGM
Top Risk
  • Danish regulator investigation into Nordea Finans Danmark adds regulatory uncertainty
  • Softer Q1 2026 earnings test efficiency model
  • Market uncertainty and potential recession could pressure loan demand and credit quality
Delta
No material new information since yesterday; assumptions unchanged.
No change
no change
GEMINI →
Est.
16.66
Gap
+2.5%
Conf
0.75
DCF 16.50 → Cal. 16.66
Key Drivers
  • Efficiency-led model expected to maintain profitability.
  • Strong corporate lending and asset management contributing to revenue.
  • Strategic focus on digital services and customer engagement.
Top Risk
  • Regulatory and legal investigations, such as the one involving Nordea Finans Danmark.
  • Market uncertainty potentially impacting financial performance and guidance.
  • Pressure on earnings from a 'softer' Q1 2026, testing the efficiency model.
Delta
Yesterday's model was unavailable. This is a new run based on current data.
No previous data
new run
GPT →
Est.
16.66
Gap
+2.5%
Conf
0.70
DCF 16.50 → Cal. 16.66
Key Drivers
  • Strong corporate lending
  • Asset management growth potential
  • Market expansion initiatives
Top Risk
  • Regulatory investigations
  • Market uncertainty affecting performance
  • Potential economic downturn
Delta
The outlook remains steady with strong corporate lending supporting growth.
No previous data
model update
GROK →
Est.
16.66
Gap
+2.5%
Conf
0.60
DCF 16.50 → Cal. 16.66
Key Drivers
  • Nordic macro stabilization supports 3-4% net interest income growth
  • Cost discipline and digital investments sustain high-30s operating margin
  • Low beta 0.62 supports WACC at lower end of Nordic bank range
Top Risk
  • Regulatory scrutiny in Denmark could raise compliance costs
  • Slower corporate lending growth if macro weakens
  • Net interest margin pressure from potential rate cuts
Delta
Minor downward adjustment to revenue CAGR and margin target reflecting softer near-term growth signals in recent earn…
CAGR
-0.5pp
ROE
-1.0pp
WACC
+0.5pp
slight reduction
CLAUDE →
Est.
15.95
Gap
-1.8%
Conf
0.73
DCF 15.49 → Cal. 15.95
Key Drivers
  • Historical revenue CAGR of 6.6% (2022–2025) was disproportionately driven by …
  • Trailing ROE of 14.5% is strong for a Nordic universal bank; management backe…
  • Q1 2026 earnings call highlighted strong corporate lending and asset manageme…
Top Risk
  • Danish regulator seeking further police investigation into Nordea Finans Danmark introd…
  • Consensus earnings growth of -8.6% for next 12 months signals meaningful near-term EPS …
  • ECB and Riksbank rate cut cycle reduces net interest margin, the primary earnings drive…
Delta
Assumptions are unchanged from yesterday's run. All four core inputs (WACC 10.5%, revenue CAGR 2.5%, EBIT margin 38%,…
No change
no-changestable-assumptionsregulatory-risk-monitored

Valuation Assumptions

CLAUDEDEEPSEEKGEMINIGPTGROK
Revenue CAGR 5Y2.5%2.5%3.5%5.0%3.5%
-0.5pp
ROE Target14.0%14.5%14.5%14.5%14.5%
WACC10.5%10.5%10.5%11.5%11.0%
+0.5pp
Terminal Growth2.0%2.0%2.0%2.0%2.0%

Fundamentals

EBIT Margin–%
EBITDA Margin–%
ROE14.5%
Net Debt / EBITDA–x
P/E Trailing11.7x
EV / EBITDA–x
P/B1.8x
Analyst Range– – –
Nordea Bank Abp offers banking products and services for individuals, families, and businesses in Sweden, Finland, Norway, Denmark, and internationally. It operates through Personal Banking, Business Banking, Large Corporates & Institutions, and Asset & Wealth Management segments. The company provides various financial services to customers through mobile banking, over the phone, online meetings, and branch offices. It also offers payments, cash management, cards, working capital management, and cards and finance solutions. In addition, the company provides financing, payment, investment banking, capital market products, and securities services; and investment, savings, and risk management solutions. Further, it offers savings products and asset management, including investment funds, discretionary management, portfolio advice, and equity trading and pension accounts; and asset-based financing through leasing, hire purchase, factoring, and sales to finance partners, such as dealers, vendors and retailers, as well as life insurance and pension products and services. The company was founded in 1820 and is headquartered in Helsinki, Finland.
Source: Yahoo Finance

Recent News

3 European Dividend Stocks With Up To 5.9% Yield2026-05-21
Euro stablecoin consortium Qivalis adds 25 banks ahead of planned launch2026-05-21
Is It Too Late To Consider Nordea Bank Abp (HLSE:NDA FI) After 3-Year 101% Gain?2026-05-18
Danish regulator seeks further police investigation into Nordea Finans Danmark2026-05-05
Subscribe to Email UpdatesFree · No spam · Unsubscribe anytime · Privacy Policy
AI Investor Barometer · 2026-05-22
All content is generated by AI models and may contain errors. This is an experimental tool — not investment advice, research, or recommendation. Terms of Use · Privacy Policy