As of 2026-10-16, 5 AI models estimate NDA1V median target 20.07 € (+28.2% vs spot 15.65 €, model agreement 0.71). Analyst consensus 18.82 € (8 analysts). Experimental comparison — not investment advice.
AI Consensus
Model estimate
20.07 €
Pure model estimate — no analyst blending
Gap
+28.2%
Agreement
0.715/5 models
Raw 0.71
Dispersion
σ 13.4%
Analyst consensus
18.82 €(8 analysts)
Calibrated blend (research)
19.69 €
AI Summary
5 of 5 AI models are positive on NDA1V.
Estimate History AI model estimates and spot price over time
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What Changed Today
Consensus Est.:20.07→20.07(+0.0%)
no-changestable-assumptionscapm-wacc
What Changed (7 days)
Between 2026-10-09 and 2026-10-16, the 5-model AI consensus estimate for NDA1V moved from 20.07 € to 20.07 € (+0.0%); median WACC 10.0% → 10.0% (+0.00 pp); median terminal growth 2.0% → 2.0% (+0.00 pp); model dispersion σ 13.4% → 13.4%. Experimental model estimates — not investment advice.
Diversified Nordic banking franchise across Personal Banking, Business Bankin…
Historical net revenue CAGR of 6.6% (2022-2025) was flattered by the higher-r…
Analyst one-year revenue growth of 1.5% and earnings growth of 2.9% anchor ne…
Top Risk
Interest-rate normalisation could compress net interest income and temper future net re…
Nordic economic slowdown or commercial real estate stress could raise expected credit l…
Higher capital or regulatory requirements may constrain payout capacity and sustainable…
Delta
No material change to core valuation assumptions; revenue CAGR, margin, WACC, and terminal growth held steady as the …
Valuation Assumptions
CLAUDE
DEEPSEEK
GEMINI
GPT
GROK
Revenue CAGR 5Y
3.0%
2.0%
2.5%
2.5%
4.0%
ROE Target
14.0%
14.0%
14.5%
14.6%
15.0%
WACC
10.8%
6.0%
9.5%
10.0%
10.5%
Terminal Growth
2.0%
2.0%
2.0%
2.0%
2.0%
Fundamentals
EBIT Margin–%
EBITDA Margin–%
ROE14.6%
Net Debt / EBITDA–x
P/E Trailing11.3x
EV / EBITDA–x
P/B1.7x
Analyst Range15.00 – 21.00
Nordea Bank Abp offers banking products and services for individuals, families, and businesses in Sweden, Finland, Norway, Denmark, and internationally. It operates through Personal Banking, Business Banking, Large Corporates & Institutions, and Asset & Wealth Management segments. The company provides various financial services to customers through mobile banking, over the phone, online meetings, and branch offices. It also offers payments, cash management, cards, working capital management, and cards and finance solutions. In addition, the company provides financing, payment, investment banking, capital market products, and securities services; and investment, savings, and risk management solutions. Further, it offers savings products and asset management, including investment funds, discretionary management, portfolio advice, and equity trading and pension accounts; and asset-based financing through leasing, hire purchase, factoring, and sales to finance partners, such as dealers, vendors and retailers, as well as life insurance and pension products and services. The company was founded in 1820 and is headquartered in Helsinki, Finland.
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AI Investor Barometer · 2026-10-16
All content is generated by AI models and may contain errors. This is an experimental tool — not investment advice, research, or recommendation. About · Methodology · Terms of Use · Privacy Policy
Key driver: Strong Return on Equity (~14.6%) supported by net interest income resilience ...
AI consensus estimate 20.07 28.2% above the current price.
Model agreement is high (0.71).
Analyst consensus: 18.82 (AI +6.6%).
Bear Case (min)
18.57 €
18.7%
Base Case (median)
20.07 €
+28.2%
Bull Case (max)
26.68 €
70.5%
Bear/Base/Bull: pure model range (12-month values)