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Tekoälymallien arviot osakkeelle
TietoEVRY Oyj markkinahintaan verrattuna

2026-08-28🇫🇮 OMXHtechnology
19.65 EUR
edellinen päätöskurssi — ei reaaliaikainen
52 viikon vaihteluväli
14.99 €
21.86 €

Tilanne 2026-08-28: 5 AI-mallia arvioi TIETO:n mediaaniksi 38.25 € (+94.7% suhteessa spotiin 19.65 €, mallien yksimielisyys 1.00). Analyytikkokonsensus 19.13 € (8 analyytikkoa). Kokeellinen vertailu — ei sijoitusneuvontaa.

AI-konsensus

Mallin arvio
38.25 €
Mallin puhdas arvio — ei analyytikkosekoitusta
Ero
+94.7%
Yksimielisyys
1.005/5 mallia
Raaka 1.00kattojen aiheuttama
Hajonta
σ 0.0%
Analyytikkokonsensus
19.13 €(8 analyytikkoa)
Kalibroitu sekoitus (tutkimussarja)
32.51 €
AI-yhteenveto
5 viidestä AI-mallia on positiivisia TIETO. Avaintekijä: Historical revenue CAGR of -14.2% is distorted by divestments; the remaining ... AI-konsensusarvio 38.25 94.7% yli nykyhinnan. Mallien yksimielisyys on korkea (1.00). Analyytikkokonsensus: 19.13 (AI +100.0%).
gptclaudegeminideepseekgrokTIETOTietoEVRY O…19.6spot19.1analysts16.821.626.331.135.840.5
Pessimistinen (min)
38.25 €
94.7%
Perus (mediaani)
38.25 €
+94.7%
Optimistinen (max)
38.25 €
94.7%
Bear/Base/Bull: mallien oma haarukka (12 kk:n arvot)

Arvion kehitys AI-mallien arviot ja osakkeen hinta ajan yli

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Mikä muuttui tänään

Konsensusarvio:38.2538.25(+0.0%)
no-changestable-assumptionsday-5-consistency

Mikä muuttui (7 pv)

2026-08-21 → 2026-08-28: TIETO: 5 mallin AI-konsensusarvio liikkui 38.25 € → 38.25 € (+0.0 %); mediaani-WACC 6.2 % → 6.1 % (-0.10 pp); terminaalikasvu 2.0 % → 2.0 % (+0.00 pp); mallien hajonta σ 0.0 % → 0.0 %. Kokeellisia malliarvioita — ei sijoitusneuvontaa.

Mittari7 pv sitten (2026-08-21)Nyt (2026-08-28)Muutos
AI-konsensusarvio38.25 €38.25 €+0.0%
Mediaani-WACC6.20%6.10%-0.10 pp
Mediaani terminaalikasvu2.00%2.00%+0.00 pp
Mediaani liikevaihdon CAGR (5v)2.0%2.0%+0.00 pp
Mediaani EBIT-marginaalitavoite11.0%11.0%+0.00 pp
Mallien hajonta σ0.0%0.0%+0.00 pp

Mallien erittely

CLAUDE ADJ
Est.
38.25
Ero
+94.7%
Conf
0.68
DCF 38.25Kal. 32.51
Avaintekijät
  • Post-divestiture revenue base has stabilized at ~1.85B EUR; the historical -1…
  • Q2 2026 earnings call highlighted profitability surging amid market challenge…
  • Banktech and Caretech segments carry SaaS-like recurring revenue characterist…
Suurin riski
  • Near-term revenue headwinds remain real: analyst consensus forecasts -7.9% revenue grow…
  • Execution risk on margin expansion: moving from 8.6% trailing EBIT to a 12% steady-stat…
  • High D&A-to-revenue ratio (16.8%) from past M&A intangibles suppresses reported EBIT; i…
Muutos
All four core assumptions are unchanged from yesterday's model (revenue_cagr_5y: 2%, ebit_margin_target: 12%, wacc: 8…
Ei muutosta
no-changestable-assumptionsday-5-consistency
DEEPSEEK ADJ
Est.
38.25
Ero
+94.7%
Conf
0.75
DCF 38.25Kal. 32.51
Avaintekijät
  • Historical revenue CAGR of -14.2% is distorted by divestments; the remaining …
  • Recent earnings calls highlight cost discipline and profitability improvement…
  • CAPM cost of equity using beta 0.695, Nordic risk-free rate ~3%, and ERP ~4.5…
Suurin riski
  • Continued revenue contraction if Nordic IT demand remains soft or further divestments o…
  • Transformation and execution risk across banking, care, and industrial software units.
  • Concentration in Nordic markets exposes results to regional public and private IT budgets.
Muutos
No material change from the previous model; all four valuation assumptions remain unchanged.
Ei muutosta
unchangedsame-model
GEMINI ADJ
Est.
38.25
Ero
+94.7%
Conf
0.75
DCF 38.25Kal. 32.51
Avaintekijät
  • Portfolio optimization and strategic divestments of lower-margin legacy assets
  • Cost-efficiency programs driving margin expansion toward target levels
  • Resilient demand for specialized software solutions in Banktech and Caretech …
Suurin riski
  • Execution risks associated with ongoing corporate restructuring and divestments
  • Macroeconomic headwinds in the Nordic region dampening enterprise IT budgets
  • Intense competition from global and local digital engineering service providers
Muutos
Assumptions remain unchanged from yesterday, reflecting a stable outlook and CAPM-derived WACC of 6.0%.
Ei muutosta
No changeStable outlook
GPT ADJ
Est.
38.25
Ero
+94.7%
Conf
0.63
DCF 38.25Kal. 32.51
Avaintekijät
  • Trailing EBIT margin is 8.6%, so the steady-state target is set only modestly…
  • Revenue history shows a decline from EUR 2.93bn in 2022 to EUR 1.85bn in 2025…
  • The business mix is software and digital engineering across banking, care, an…
Suurin riski
  • Revenue contraction could persist if legacy demand remains weak or divestitures continue.
  • Margin improvement may be limited by competition in IT services and software engineering.
  • Customer concentration or vertical-specific softness could slow growth recovery.
Muutos
Assumptions are unchanged versus the prior view. The outlook remains conservative on growth because the supplied reve…
Ei muutosta
unchanged growthunchanged marginunchanged wacc
GROK ADJ
Est.
38.25
Ero
+94.7%
Conf
0.50
DCF 38.25Kal. 32.51
Avaintekijät
  • Post-divestment revenue base stabilized after 2022-2025 contraction
  • Trailing EBIT margin 8.6% with recent profitability improvement signals
  • Low beta 0.69 supports below-sector WACC
Suurin riski
  • Legacy revenue decline and divestment execution risk
  • High D&A (16.8% of revenue) limits free cash flow conversion
  • Nordic IT services market remains competitive and cyclical
Muutos
Assumptions unchanged from prior day; revenue CAGR remains conservative given analyst 1y estimate of -7.9% and histor…
Ei edellistä dataa

Arvostusoletukset

CLAUDEDEEPSEEKGEMINIGPTGROK
Liikevaihdon CAGR 5V2.0%2.0%2.5%1.0%2.0%
EBIT-marginaalitavoite12.0%12.0%11.0%10.0%10.0%
WACC8.5%6.0%6.0%8.0%6.1%
Terminaalikasvu2.0%2.0%2.0%2.0%2.0%

Mitä markkinahinta edellyttäisi?

OletusAI-konsensusMarkkinahinta implikoi
WACC6.1%17.1%+11.0pp
Perustuu spot-hintaan 19.65 € ja raakaan DCF-malliin (ilman kattoja ja kalibrointia).

Tunnusluvut

EBIT-marginaali8.6%
EBITDA-marginaali19.3%
ROE20.3%
Nettovelka / EBITDA1.1x
P/E9.9x
EV / EBITDA7.4x
P/B2.1x
Analyytikkojen vaihteluväli15.8023.50
Tieto Oyj operates as a software and digital engineering company in Norway, Sweden, Finland, and internationally. It operates through four segments: Tieto Tech Consulting, Tieto Banktech, Tieto Caretech, and Tieto Indtech Services. The Tieto Tech Consulting segment provides business advisory and design, data engineering, and other software research and development services. The Tieto Banktech segment offers Banking-as-a-Service platform and software products for payments, cards, wealth management, financial crime prevention, and credit domains. The Tieto Caretech segment provides modular, open, and interoperable software for customers in the health and social care sectors. The Tieto Indtech segment offers software and services to various industries, such as case management, pulp, paper, and fiber; and supports processes, including billing and invoicing and industry messaging, as well as purchase-to-pay process automation. It serves automotive, banking and financial services, education, energy and utilities, healthcare and welfare, manufacturing, public sector, pulp, paper, fibre, packaging and tissue, and telecom sectors. The company was formerly known as TietoEVRY Oyj and changed
Lähde: Yahoo Finance

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