Revenue base has stabilized at approximately 1.85B EUR following deliberate p…
Analyst 1Y revenue growth estimate of -7.9% signals continued near-term headw…
Trailing EBIT margin of 8.6% has meaningful room to expand toward 12% as lega…
Suurin riski
Continued revenue contraction risk: historical CAGR of -14.2% and analyst 1Y estimate o…
Competitive pressure in Nordic IT services from global players (Accenture, Capgemini, I…
Execution risk on strategic transformation — scaling vertical software segments while m…
Arvostusoletukset
CLAUDE
DEEPSEEK
GEMINI
GPT
GROK
Liikevaihdon CAGR 5V
2.0%
1.5%
2.0%
1.0%
2.0%
EBIT-marginaalitavoite
12.0%
11.0%
11.5%
10.0%
10.5%
WACC
8.5%
6.0%
6.0%
9.0%
6.1%
Terminaalikasvu
2.0%
2.0%
2.0%
2.0%
2.0%
Mitä markkinahinta edellyttäisi?
Oletus
AI-konsensus
Markkinahinta implikoi
WACC
6.1%
18.0%
+11.9pp
Perustuu spot-hintaan 18.64 € ja raakaan DCF-malliin (ilman kattoja ja kalibrointia).
Tunnusluvut
EBIT-marginaali8.6%
EBITDA-marginaali19.3%
ROE20.3%
Nettovelka / EBITDA1.1x
P/E9.2x
EV / EBITDA6.9x
P/B1.9x
Analyytikkojen vaihteluväli15.80 – 23.50
Tieto Oyj operates as a software and digital engineering company in Norway, Sweden, Finland, and internationally. It operates through four segments: Tieto Tech Consulting, Tieto Banktech, Tieto Caretech, and Tieto Indtech Services. The Tieto Tech Consulting segment provides business advisory and design, data engineering, and other software research and development services. The Tieto Banktech segment offers Banking-as-a-Service platform and software products for payments, cards, wealth management, financial crime prevention, and credit domains. The Tieto Caretech segment provides modular, open, and interoperable software for customers in the health and social care sectors. The Tieto Indtech segment offers software and services to various industries, such as case management, pulp, paper, and fiber; and supports processes, including billing and invoicing and industry messaging, as well as purchase-to-pay process automation. It serves automotive, banking and financial services, education, energy and utilities, healthcare and welfare, manufacturing, public sector, pulp, paper, fibre, packaging and tissue, and telecom sectors. The company was formerly known as TietoEVRY Oyj and changed
Tilaa sähköpostiuutisetIlmainen · Ei roskapostia · Peruuta milloin vain · Tietosuoja
AI Investor Barometer · 2026-10-16
Kaikki sisältö on tekoälymallien tuottamaa ja voi sisältää virheitä. Tämä on kokeellinen työkalu — ei sijoitusneuvontaa, -tutkimusta eikä -suositusta. Tietoa · Metodologia · Käyttöehdot · Tietosuoja
32.19 €
AI-yhteenveto
5 viidestä AI-mallia on positiivisia TIETO. Avaintekijä: Strategic shift toward software-centric business lines such as Banktech and C... AI-konsensusarvio 37.88 103.2% yli nykyhinnan. Mallien yksimielisyys on korkea (1.00). Analyytikkokonsensus: 18.94 (AI +100.0%).
Pessimistinen (min)
37.88 €
103.2%
Perus (mediaani)
37.88 €
+103.2%
Optimistinen (max)
37.88 €
103.2%
Bear/Base/Bull: mallien oma haarukka (12 kk:n arvot)
0.0%
+0.00 pp
Muutos
All four core assumptions are unchanged from yesterday's model (2026-10-15). The fundamental picture — stabilized rev…